Heather Cook Skelton
Attorney at Law

Letters have been mailed to North Carolina physicians who have previously seen Humana’s Medicare Advantage patients stating that you will be contracted with the Humana or “ChoiceCare” networks unless you object in writing within 90 days.Thus, if you fail to notify Humana of your desire not to participate, you will be deemed to be part of the network effective January 1, 2011. The letter states that payment will be calculated at 100% of the Medicare Allowable, and will be subject to terms and conditions listed on Humana’s website. As of 2009, approximately 20% of North Carolina seniors are enrolled in Medicare Advantage plans. Humana is the largest health plan offering this coverage.